India's mid-career workers report the highest financial confidence globally: ADP Research

05 October, 2026

Skills confidence in India is highest among mid-career workers, while early-career and older workers report lower levels of skills confidence.
37% of Indian workers aged 27 to 39 say they feel good about their financial health, well above the global share of 19% and the highest across all markets surveyed.
Career outlook and mobility differ across generations in India, with workers aged 27 to 39 showing the strongest confidence in career advancement, while those aged 18 to 26 report the greatest difficulty changing jobs.

Chennai, India, 5 Oct., 2026 – Differences in skills readiness and financial confidence are emerging across the global workforce as five generations work side by side, according to the latest chapter of ADP Research’s People at Work 2026 Report. The findings suggest that employers should invest in more tailored strategies to support the distinct needs of an age-diverse workforce.

Globally, younger workers are leading when it comes to skills readiness. Almost one-third (30%) of workers aged 27 to 39 say they have the skills needed to advance their careers in the next three years, the highest share across all age groups. Workers aged 27 to 39 in India echo this sentiment, with 42% of them saying they have the skills needed to advance their careers in the next three years, the highest share across all age groups.

Financial security is another area of concern, with workers nearing retirement trailing younger workers. Globally, only 10% of those aged 55 to 64 strongly agree they feel good about their financial health. This is almost half the share of workers aged 18 to 26 and 27 to 39 (both at 19%). In India, the age pattern is more nuanced. Workers aged 27 to 39 report the strongest financial confidence with 37% saying they feel good about their financial health, compared with 31% among those aged 55 to 64. However, workers aged 18 to 26 report a lower level of financial security, with only 28% saying they feel good about their financial health.

"As AI reshapes work at the task level, organisations need people-centric, yet data-driven human capital management strategies to address the diverse career needs of a multigenerational workforce”, said Dr. Nela Richardson, chief economist, ADP. “By paying employees accurately and on time, using payroll analytics to advance fairer compensation, and investing in tailored upskilling initiatives, employers can build greater trust and support for employees at every stage of their careers.”

An Opportunity for Age-Diverse Workplaces

The report finds that an age-diverse workforce can be an opportunity to strengthen business performance. While different generations experience work differently, they can bring complementary strengths that allow employers to build more resilient and productive teams.

Globally, older workers are the least likely to report frequent negative stress, with almost half (48%) of those aged 65 and above, and 32% of those aged 55 to 64, saying they experience negative stress less than once a month. Workers aged 55 and older are just as likely to find meaning in their work and feel engaged.

“India’s workforce story is often centred on its young talent base, but the reality inside organisations is far more multigenerational. Employees at different stages of their careers bring different expectations around mobility, skills and progression, and our data shows that confidence in these areas does not move uniformly with age. That makes it important to look beyond broad generational labels and understand what people need at different points in their careers,” said Rahul Goyal, Managing Director, ADP India and Southeast Asia.

“For employers, that means career development needs to reflect those different stages. Clearer career pathways, learning that is connected to progression, and stronger mentoring and knowledge-sharing across age groups can help employees build new capabilities while drawing on accumulated experience. The focus should be on making development relevant to where employees are in their careers and giving them greater visibility into how they can continue to grow.”

Generational Differences Shaping India’s Workforce Dynamics

India stands out for its relatively positive perceptions of job mobility. More than one-third of workers (35%) say it has become easier to change jobs over the past 12 months, including 12% who say it has become much easier, the highest share across markets surveyed.

However, experiences differ across generations. Job mobility appears to be a greater concern for younger workers, with 19% of workers aged 18 to 26 saying it has become much harder to change jobs over the past 12 months, the highest share across all age groups.

Meanwhile, workers aged 27 to 39 show the strongest confidence in their career prospects. According to the report, 42% strongly agree they have the skills needed to advance their careers in the next three years, the highest share across all age groups.

Another challenge is ensuring meaningful career development support across all generations. Only 30% of workers in India strongly agree that their employer is investing in the skills needed to advance their careers, pointing to a gap between employee expectations and workplace support.

To view the latest People at Work 2026 Report, visit here: here.

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About “People at Work 2026” Report Series Methodology

People at Work 2026 features survey findings derived from ADP Research's annual Global Workforce Survey of more than 39,000 working adults in 36 markets to uncover global workforce sentiment, an examination of how people are navigating the complexities of a changing world. The report presents worker sentiment data sifted by geography, job type, and other dimensions, providing employers with a fine-tuned and granular view of the global workforce that can be used to better understand their workforce and drive growth through data-driven talent decisions.

The 2025 Global Workforce Survey collected responses between July 21 and August 4, 2025, from a random sample, stratified by age and gender, of more than 39,000 working adults in 36 markets, to provide regional and market comparisons of worker sentiment. Respondents come from a wide variety of industries, educational backgrounds, on-site and remote work environments, work types, and skill sets. They represent a range of management and individual contributor roles, working for employers of all sizes.

To view the latest People at Work 2026, in addition to previous versions, visit here: People at Work: A Global Workforce View | ADP

About ADP Research

The mission of ADP Research is to make the future of work more productive through data-driven discovery. Companies, workers, and policy makers rely on our finely tuned data and unique perspective to make informed decisions that impact workplaces around the world. To subscribe to monthly email alerts or obtain additional information about ADP Research, including employment and pay data, methodology, and a calendar of release dates, please visit https://www.adpresearch.com.

About ADP (NASDAQ: ADP)

ADP has been shaping the world of work with innovation and expertise for more than 75 years. As a global leader in HR and payroll solutions, ADP continuously works to solve business challenges for our clients and their workers, from simple, easy-to-use tools for small businesses to fully integrated platforms for global enterprises – and everything in between. Always Designing for People means we're focused on just that – people. We use our unmatched AI-driven insights and proven expertise to design innovative solutions that help people achieve greater success at work. More than 1.1 million clients across 140+ countries rely on ADP's exceptional service to support their people and drive their business forward. HR, Talent, Time Management, Benefits, Compliance, and Payroll. Learn more at ADP.com.

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